Insurance Services

Protection Planning: Managing life's risks properly

"What if…?”  This is probably the most unsettling question we could ask, especially when creating a plan for a hopeful and bright future. Facing the reality and possibility that bad things can happen is hard but being unprepared for these events can be catastrophic.

Facing these difficult truths is essential in building a secure financial future for you and your loved ones. The first step is to recognize what financial risks you face and determine whether or not you are prepared to handle those risks.

A successful risk management program includes answering several questions:

What happens if you, your spouse or a loved one…

Becomes ill or injured?
Is in a car accident?
Is laid off from work?
Needs daily care in, or before, retirement?
Cannot work for an extended period of time?
Should die unexpectedly?
Business partner dies unexpectedly?

To minimize unexpected financial burdens, everyone should develop their own individual Risk Management Plan and confirm they are adequately protected. Risk reduction strategies often involve using various forms of insurance to protect from downside risk. We offer many forms of personal and business insurance, including

  • Health for groups and individuals, including medicare
  • Life
  • Buy Sell Agreements
  • Key Person
  • Disability
  • Overhead Expense
  • Long Term Care
  • Dental

Photos Courtesy of:  Sarah A. Salem

Quint Wealth Management, Inc. (Quint Investments & Insurance Services) is a Registered Investment Adviser in New York. We are allowed to do business in New York and other states where we are registered, exempted, or excluded from registration. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Insurance products and services are offered and sold through Quint Risk Management, Inc. and individually licensed and appointed insurance agents.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
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